Banks will be closed on Saturday, April 27, 2024, because it’s the fourth Saturday of the month.However, ATMs will still be available during this time, and you can use online banking services as usual.
Saturday bank schedules
In India, banks operate on a unique schedule where they are open on the first, third, and fifth Saturdays of each month, but are closed on the second and fourth Saturdays as well as on Sundays. However, essential banking services like ATMs and internet banking are available 24/7, even when physical branches are closed.
Banks don’t open on national festivals, and each state has its own bank holidays based on local festivals. The Reserve Bank of India classifies bank holidays into three types: Negotiable Instruments Act Holidays, Real Time Gross Settlement Holidays, and Bank Account Closing Holidays.
ALSO READ | Bank holidays 2024: Full list of national and state-wise banking holidays here
Bank holidays in April 2024
Banks are closed for various reasons, including the end-of-year accounting and special occasions like Babu Jagjivan Ram’s Birthday, Jumat-ul-Vida, Gudhi Padwa, Ugadi Festival, Telugu New Year’s Day, Sajibu Nongmapanba (Cheiraoba), and 1st Navratra. Other holidays include Ramzan-Id (Eid-Ul-Fitr), Bohag Bihu, Himachal Day, Shree Ram Navami (Chaite Dasain), Garia Puja, Baisakhi, and Biju Festival.
April bank holidays
| Apr-24 | 1 | 5 | 9 | 10 | 11 | 13 | 15 | 17 | 19 | 20 | 26 |
| Agartala | • | • | • | • | • | ||||||
| Ahmedabad | • | • | • | ||||||||
| Aizawl | • | • | |||||||||
| Belapur | • | • | • | • | |||||||
| Bengaluru | • | • | • | • | |||||||
| Bhopal | • | • | • | ||||||||
| Bhubaneswar | • | • | • | ||||||||
| Chandigarh | • | • | |||||||||
| Chennai | • | • | • | • | |||||||
| Dehradun | • | • | • | • | |||||||
| Gangtok | • | ||||||||||
| Guwahati | • | • | • | • | |||||||
| Hyderabad – Andhra Pradesh | • | • | • | • | |||||||
| Hyderabad – Telangana | • | • | • | • | • | ||||||
| Imphal | • | • | • | • | • | ||||||
| Itanagar | • | • | • | ||||||||
| Jaipur | • | • | • | • | |||||||
| Jammu | • | • | • | • | • | • | |||||
| Kanpur | • | • | • | ||||||||
| Kochi | • | • | • | ||||||||
| Kohima | • | • | • | ||||||||
| Kolkata | • | ||||||||||
| Lucknow | • | • | • | ||||||||
| Mumbai | • | • | • | • | |||||||
| Nagpur | • | • | • | • | • | ||||||
| New Delhi | • | • | |||||||||
| Panaji | • | • | • | ||||||||
| Patna | • | • | • | ||||||||
| Raipur | • | • | • | ||||||||
| Ranchi | • | • | • | ||||||||
| Shillong | • | • | • | ||||||||
| Shimla | • | • | |||||||||
| Srinagar | • | • | • | • | • | ||||||
| Thiruvananthapuram | • | • | • |
These holidays may affect banking operations on specific dates, so it’s always a good idea to check with your local branch for their holiday schedule.
General elections
According to the Reserve Bank of India’s holiday schedule for 2024, banks in Bangalore, Kochi, Thiruvananthapuram, and Jammu will be closed on specific dates.
The first phase of the 2024 Lok Sabha Election started on April 19, with results expected on June 4. The next election phases are scheduled for May 7, May 13, May 20, May 25, and June 1. The RBI may declare bank holidays based on the polling day in each state and city.
Second phase of general election
This is a list of the 89 constituencies across 13 states and Union Territories that are included in the second phase of the 2024 Lok Sabha elections:
- Assam: Karimganj, Silchar, Mangaldoi, Nawgong, Kaliabor.
- Bihar: Kishanganj, Katihar, Purnia, Bhagalpur.
- Chhattisgarh: Rajnandgaon, Mahasamund, Kanker.
- Jammu and Kashmir: Jammu.
- Karnataka: Udupi Chikmagalur, Hassan, Dakshina Kannada, Chitradurga, Tumkur, Mandya, Mysore, Chamarajanagar, Bangalore Rural, Bangalore North, Bangalore Central, Bangalore South, Chikballapur, Kolar.
- Kerala: Kasaragod, Kannur, Vatakara, Wayanad, Kozhikode, Malappuram, Ponnani, Palakkad, Alathur, Thrissur, Chalakudy, Ernakulam, Idukki, Kottayam, Alappuzha, Mavelikkara, Pathanamthitta, Kollam, Attingal, Thiruvananthapuram.
- Manipur: Outer Manipur.
- Madhya Pradesh: Tikamgarh, Damoh, Khajuraho, Satna, Rewa, Hoshangabad, Betul.
- Maharashtra: Buldhana, Akola, Amravati, Wardha, Yavatmal Washim, Hingoli, Nanded, Parbhani.
- Rajasthan: Tonk-Sawai Madhopur, Ajmer, Pali, Jodhpur, Barmer, Jalore, Udaipur, Banswara, Chittorgarh, Rajsamand, Bhilwara, Kota, Jhalawar-Baran.
- Tripura: Tripura East.
- Uttar Pradesh: Amroha, Meerut, Baghpat, Ghaziabad, Gautam Buddha Nagar, Bulandshahr, Aligarh, Mathura.
- West Bengal: Darjeeling, Raiganj, Balurghat.
These are the constituencies where elections will take place in the second phase, covering various states and Union Territories.