The Unified Payments Interface (UPI), which enables instant real-time payments, is currently experiencing disruptions. User reports indicate widespread issues with the services offered by the system, including payments and fund transfers. According to the outage tracking website Downdetector, reports of problems surged around 7:40 pm IST, with 2,750 users reporting issues. Most users reported issues while making payments (83%), followed by funds transfers (13%) and the app (4%). UPI users also took to the social media platform X (earlier Twitter) to report the outage and share memes about the same. Users of SBI, Axis Bank, HDFC Bank and Paytm complained facing issues while making payments on X.
UPI down: Memes shared by users on X
One user wrote: “UPI is down for the first time & it is already showing an impact. Most of us already stopped carrying liquid cash & this downtime has created a do or die situation 
Elders were right about carrying cash 
“UPI hi down ho gaya, 2 dost pani puri kha ke dukan pr khade hai 30 min se
”, another user wrote.
A third user wrote: “UPI has been failing since the last hour servers are down. Aaj bartan dhulwa ke hi manega.”
“Upi services down for several users in India. Cash be like…” a fourth user said.
(Developing story)